About Us - Money Tree Merchant Services

Our Story

Money Tree Merchant Services was founded with a simple mission: make business funding accessible, fast, and fair. Based in Indianapolis, Indiana, we understand the challenges that businesses face when seeking capital through traditional channels.

As a direct lender, we've removed the layers of brokers and middlemen that slow down the process and add unnecessary costs. When you work with Money Tree, you work with the decision-makers — and that means faster approvals, better rates, and a genuine partnership.

We've deployed over $50 million in capital to more than 2,000 businesses across the country, and every one of those relationships started with a simple conversation about what that business needed to grow.

Why Direct Lending Matters

Traditional lending can be frustrating — lengthy applications, weeks of waiting, and impersonal processes that treat your business like a number. We built Money Tree to be different.

As a direct lender, we control every aspect of the funding process. That means we can make decisions faster, offer more competitive rates, and provide the flexibility that growing businesses actually need. No brokers, no runaround — just straightforward business funding.

Our Core Values

The principles that guide every decision, every interaction, and every dollar we fund.

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Growth Mindset

We measure our success by the success of our clients. When your business grows, that's our win too.

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Transparency

No hidden fees, no surprise terms, no fine print games. We believe in clear, honest communication at every step.

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Speed & Efficiency

Business doesn't wait, and neither should funding. Our streamlined processes deliver decisions in hours, not weeks.

Ready to Partner With Us?

Let's talk about how Money Tree Merchant Services can help your business access the capital it needs to thrive.

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